RatePAY GmbH

RatePAY offers innovative solutions for instalment payments and invoicing without any media discontinuity.

RatePAY products allow online merchants to provide their consumers with secure, custom-tailored payment methods that can easily be integrated: RatePAY Installments, the classic installment payment; RatePAY Invoicing, enabling the consumer to pay by invoice, and the most popular payment method in Germany; and RatePAY Relax, a combination of invoicing and installments. RatePAY co-ordinates all internal and external parties involved and manages the entire billing procedure. Additionally, efficient risk management is provided by continuous work on optimizing auditing and assessment methods. RatePAY includes highly experienced external service providers, offering highly professional debtor management.

RatePAY guarantees a high level of security for the consumer, as the transfer of sensitive online shopper data is kept to a minimum. RatePAY payment methods allow merchants to gain new consumer potential. The result: a significant increase in sales and profits through higher conversion rates. RatePAY payment methods increase a merchant’s liquidity due to payments occurring on a fixed date and in a lump sum.

RatePAY was founded in 2009 by a group of internet and payment experts, and is headquartered in Berlin. In addition to the founders, the EOS Group, as strategic investor, holds an interest of 51 percent.

Deal United GmbH

Deal United established the payment method, PAY.BY.SHOPPING, the upcoming payment standard used worldwide. The service creates incremental revenue for merchants by converting non-buying customers into buying customers. This way, merchants can leverage their existing website traffic without additional costs.

Popularity with the end-consumers, realized growth in sales and no chargeback risks, as well as our international focus, make Deal United the preferred partner of international companies. These companies rely on the quality approach of Deal United to market their virtual and digital products with PAY.BY.SHOPPING in a highly professional way.

Deal United guarantees significant added value for customers and excellent customer feedback for all our partners. Deal United is displaying strong growth, and is aiming toward further growth in the future with branches in San Francisco and Paris, among others. Convinced by this dynamic growth in business, Bertelsmann, among others, has been co-operating with Deal United since 2010 and supports the rise of this Munich-based company toward becoming a global player and international online payment standard.

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